Moral Hazard in Finance: Understanding the Risks Moral hazard is a concept that is often discussed in the context of finance and economics. It is a term used to describe the risks associated with financial transactions where one party has ...
If you've ever bought a home, you probably had to take out a mortgage to finance it. But have you ever wondered what happens to your mortgage after you sign on the dotted line? The answer is that your mortgage, ...
Key Takeaways:SVB Financial is seeking to raise $2 billion after facing significant losses on bonds it sold, leading to a run on the bank and a 60% drop in its stock.The bank has struggled to earn money due to a ...
The Bank of Canada announced yesterday March 7, 2023, that it would be pausing its interest rate increases, which had been in effect for the past nine consecutive meetings. While this news may have come as a relief to many ...
The power of sale process allows lenders to sell a property without going through the court system. If a borrower defaults on their mortgage payments, the lender can initiate the power of sale process to recover the outstanding debt. Borrowers ...
Key Takeaways:Immigration is crucial for Canada's economic growth.Canada needs to make sure immigrants are in jobs that use their skills.Immigrants help create more jobs, but they may struggle to find good housing and jobs.Canada is bringing in 1.5 million new ...
Read what Paul's clients are saying about him:
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You have definitely met and exceeded our expectations and we are very pleased with the results.
We would like to acknowledge the prompt and exceptional service that we received during the financing process and always available for a follow up. Paul's professionalism and knowledge of the industry was impressive and truly appreciated.
Art Da Silva
Realtor
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Paulo is knowledgeable and was quick to answer any questions we had regarding our mortgage.
He was clear, thorough and guided us through the process. He was also timely, helpful and worked hard to make sure the paperwork was done properly
Dinah De Vera
Marketing Coordinator
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After meeting Paulo and going over my mortgage needs, I could tell that he was all about “client first”, very knowledgeable, helpful in explaining every concern/ question we had.
Paulo was always available even after hours to put us at ease, he truly embraces his customers. His work ethics are truly exemplary.
Nuno Silva
Health & Safety Manager
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