Key Takeaways:High housing costs in Canada prevent many from homeownership, with average prices at $612,204 and up to $1,000,000 in Toronto.Innovative approaches can improve affordability,40-year amortization can help younger, lower-income Canadians become homeowners.Higher investor down payments can level the playing ...
Key Takeaways: Despite lower CPI numbers, inflation may not be a temporary blip. Rising bond yields suggest further interest rate increases may be coming. Recent US PPI numbers were higher than estimated. Canadian labour market added 150k jobs in January, ...
Variable Rate currently more than 1% higher than Fixed Rate Homeowners who are currently in a variable rate mortgage should be aware that the current market conditions are definitely not in their favor. Variable rates are currently more than 1% ...
Recently, the Office of the Superintendent of Financial Institutions (OSFI) has been considering implementing new restrictions on loan-to-income (LTI) and debt-to-income (DTI) ratios in an effort to limit total leverage for households. These changes, if implemented, could have a significant ...
This is a success story about how we were able to help our client, Sam, save $800 in mortgage payments by refinancing her mortgage and switching from a variable rate mortgage to a fixed rate mortgage. Variable Rates Sam, the ...
The best success stories are the ones referred to us by previous clients. This story is one of those cases. Lou is a very successful self employed landscaper with a good accountant. Good accountant, bad for mortgage Lou works hard ...
Read what Paul's clients are saying about him:
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You have definitely met and exceeded our expectations and we are very pleased with the results.
We would like to acknowledge the prompt and exceptional service that we received during the financing process and always available for a follow up. Paul's professionalism and knowledge of the industry was impressive and truly appreciated.
Art Da Silva
Realtor
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Paulo is knowledgeable and was quick to answer any questions we had regarding our mortgage.
He was clear, thorough and guided us through the process. He was also timely, helpful and worked hard to make sure the paperwork was done properly
Dinah De Vera
Marketing Coordinator
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After meeting Paulo and going over my mortgage needs, I could tell that he was all about “client first”, very knowledgeable, helpful in explaining every concern/ question we had.
Paulo was always available even after hours to put us at ease, he truly embraces his customers. His work ethics are truly exemplary.
Nuno Silva
Health & Safety Manager
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